Privacy Policy

Wealthsys, a financial technology enterprise with its registered office in India, owns and operates the digital ecosystem consisting of the associated mobile applications (collectively, the “Platform”). Any person accessing the Platform or utilizing the services offered therein is referred to as “You” or “Your”. Wealthsys, including its affiliates, subsidiaries, and group entities, is steadfastly committed to protecting Your privacy and the confidentiality of the information shared during Your interactions with the Platform. We maintain stringent security protocols to ensure the integrity of Your data and transactions.

This Privacy Policy delineates the framework for the collection, storage, processing, disclosure, and handling of personal data and other relevant information by Wealthsys. It is important to note that this policy does not extend to information provided to or collected by third parties (excluding our authorized affiliates and partners) through the Platform or via external links accessible through our services. We advise You to review this Privacy Policy thoroughly before registering on the Platform or accessing any services related to mutual fund investments, financial products, or advisory tools (the “Services”). By accessing or using the Platform, You signify Your acceptance and agreement to be bound by the terms stipulated herein.

Wealthsys may collect an array of data, including personal identifiers such as Your full name, contact information, email address, mobile number, residential address, and date of birth. Furthermore, we collect statutory identification details (including PAN, Aadhaar, or other government-issued IDs), financial particulars such as bank account details, transaction history, investment preferences, and employment records. We also gather technical parameters including IP addresses, device identifiers, operating system specifications, browser types, and user activity patterns on the Platform. Where necessary, we may collect documents, photographs, and signatures to facilitate KYC verification and ensure regulatory compliance.

The information gathered is utilized for essential administrative and operational purposes, including account registration, identity verification, KYC compliance, transaction processing, and the facilitation of investments. Furthermore, this data enables us to enhance user experience through analytics, provide effective customer support, communicate vital updates, and adhere to applicable legal mandates. Wealthsys also employs this information to mitigate fraud, detect unauthorized activities, and fortify the security architecture of the Platform.

Your information may be disclosed to Asset Management Companies (AMCs), Registrar and Transfer Agents (RTAs), KYC Registration Agencies (KRAs), payment facilitators, banking institutions, and regulatory bodies on a strictly need-to-know basis and in accordance with applicable legal frameworks. Wealthsys ensures that all such disclosures are conducted through secure channels and only for legitimate purposes essential to the delivery of our Services.

Personal data is stored and processed within the jurisdiction of India, utilizing secure cloud infrastructure and industry-standard encryption protocols. We implement rigorous security measures, including tiered access controls, data encryption, device binding, and multi-factor authentication, to safeguard Your information against unauthorized access, misappropriation, or disclosure.

Wealthsys may utilize cookies and similar tracking technologies to optimize user experience and analyze Platform performance. While You may choose to disable cookies through Your browser settings, please be aware that doing so may restrict access to certain functionalities of the Platform. Subject to applicable laws, You retain the right to access, rectify, or request the deletion of Your personal data.

You may also opt to deactivate Your account via the Platform settings. However, please note that certain information must be retained by the Company as required by statutory regulations, including SEBI mandates and PMLA guidelines, which may necessitate data retention for a prescribed period. The Platform may feature links to external websites or third-party services. Wealthsys does not exercise control over, and is not responsible for, the privacy practices or content of such external entities. We encourage Users to independently review the privacy policies of any third-party services they engage with. Wealthsys reserves the right to amend or modify this Privacy Policy at its sole discretion. Any such revisions will be updated on the Platform, and Your continued use of the Platform following these changes constitutes Your acceptance of the revised policy.